![]() (William Friedberg Medal) Nielsen, FF Christian S. (Chief James Scullion Medal) McDevitt, FM Robert H. (Columbia Association Medal) Marshall, Paramedic Kimberley M. (Lieutenant Kirby McElhearn Medal) Lyons, Lt. (Company of the Year World Trade Center Memorial Medal) Ladder Company 6: Pietracatella, Lt. Esposito, FF Louis Moore, FF Patrick Squire, FF Daniel Young, FF George T. (Walter Scott Medal) Ladder Company 4: King, Lt. (Company Officers Association Medal) Kroon, FF John L. Wohlfeld Memorial Medal) Hamelburg, FF Scott J. Louis Henriquez, Paramedic Juan (Christopher J. Deeken Memorial Medal) Ganci, FF Christopher M. (Lieutenant James Curran/NYFFs Burn Center Foundation Medal/Father Julian F. (Lieutenant James Curran/New York Firefighters Burn Center Foundation Medal) Engine Company 44: Ryan, Lt. (Honor Legion Medal) Engine Company 227: Macko, Lt. (Uniformed Fire Officers Association Medal) Ellson, Capt. McElligott Medal/ FFs Fitzpatrick and Frisby Award) Dietz, FF Jerrold S. LaGuardia Medal) Cunningham, FF Michael D. (Police Honor Legion Medal) Cuccurullo, Capt. (Shelly Rothman Memorial Medal) Connelly, FF Brian P. Godek Medal.57 William Friedberg Medal.58 Shelly Rothman Memorial Medal.59 Jack Pintchik Medal.60 Company of the Year World Trade Center Memorial Medal.61 Index of Medal Recipients Botti, FF Charles C. Elsasser Memorial Medal.56 Deputy Commissioner Christine R. Deeken Memorial Medal.54 Lieutenant James Curran/ New York Firefighters Burn Center Foundation Medal.55 Firefighter Thomas R. Troiano Memorial Medal.53 Lieutenant James Curran/New York Firefighters Burn Center Foundation Medal/Father Julian F. Martin Medal.47 New York State Honorary Fire Chiefs Association Medal.48 Honor Legion Medal.49 Lieutenant Kirby McElhearn Medal.50 Police Honor Legion Medal.51 Firefighter David J. Laufer Memorial Medal.44 Emerald Society Pipes and Drums Medal.45 Company Officers Association Medal.46 Chief Joseph B. Goldman Medal.42 American Legion Fire Department Post 930/ Mark M. Goldenkranz Medal.39 Uniformed Fire Officers Association Medal.40 Chief James Scullion Medal.41 Edith B. Kane Medal.31 Pulaski Association Medal.32 Commissioner Edward Thompson Medal.33 Columbia Association Medal.34 Susan Wagner Medal.35 Steuben Association Medal.38 Dr. Johnston Medal.28 Bella Stiefel Medal.29 Tracy Allen-Lee Medal.30 Vincent J. McElligott Medal/FFs Fitzpatrick and Frisby Award.26 Thomas F. Kenny Memorial Medal.18 Walter Scott Medal.19 John H. Archer Medal.11 James Gordon Bennett Medal.13 Brooklyn Citizens Medal/FF Louis Valentino Award.14 Hugh Bonner Medal.15 Emily Trevor/Mary B. Gombo Deputy Assistant Chief of EMS Operations Frances Pascale Chief EMS Division 1Ĥ Index of Medals Dr. McNally Chief of Operations MEDAL BOARD Salvatore J. Cruthers First Deputy Commissioner Patrick M. ![]() Special thanks to Supervising Fire Marshal John Holohan for his assistance.ģ M ED A L D A Y Fire Frank P. Walsh, Jr., Ladder Company 17, received the William F. photos by FF Michael Gomez, Squad 288 Back Cover Photo Bronx Box, 354 East 134th Street, March 17, This is the incident for which Captain James E. Prescott Medal for their efforts at this incident. Dario Gonzalez and Paramedic Juan Henriquez are the recipients of the Christopher J. Young- are the recipients of the Company of the Year, World Trade Center Memorial Medal and Paramedic Marco A. Coyle, Louis Esposito, Patrick Moore, Daniel Squire and George T. Ladder Company 4 members-lieutenant Christopher M. Smith, David Warren FDNY Proudly Serving Since 1865 Photo Credits Front Cover Photo and Photo on Opposite Page Manhattan Box, 305 East 50th Street/2nd Avenue, March 15, FDNY Fire and EMS personnel remove victim from crane collapse. Vigiano (retired) Captain Thomas Woods MEDAL DESK Firefighter Robert Hart EMT Jeanette Perez EMT Edgar Pitre DIRECTOR OF SPECIAL PROJECTS & EVENTS Lenore Koehler PHOTOS BY FDNY PHOTO UNIT SFM Ralph Bernard Randy Barron, Kristin Eng, Heather E. Gintel Firefighter Nick Graziano David Joseph Harney Deputy Chief Fire Marshal John David Lynn Battalion Chief Frank Montagna Lieutenant Sean Newman Lieutenant Anthony Pascocello FF Jack Thompson (retired) Captain John T. Butler (retired) Thomas DeMatas Lieutenant Christopher Flatley Captain John Flynn Barry D. Blaich Division Chief James Booth, EMS Operations Battalion Chief Christopher Boyle Assistant Chief Edward C. Gribbon Deputy Commissioner Office of Public Information MEDAL DAY STAFF PUBLICATIONS DIRECTOR Stephen Paul Antonelli EDITOR Janet Kimmerly GRAPHICS/PRODUCTION Thomas Ittycheria WRITERS Lieutenant Peter W. 1 FDNY MEDAL DAY 2009 Honoring The Courage, Commitment and Compassion of FDNY Fire & EMS MembersĢ MEDAL DAY 2009 Nicholas Scoppetta Fire Commissioner Salvatore J.
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![]() Whether you want to promote your podcast, Youtube channel or blog, we do ask that you contact the mod team via mod mail before you post, but we are more likely to turn you down if it is not FanTheory related. People shouldn't have to leave the sub to know what your theory is, please include a write up about your idea. Rule 8 - Write up your theory if you link to an outside source Subjects that commonly fall under this rule include blockbuster series like Marvel and Star Wars, and theory ideas that caught on like "purgatory" theories. ![]() We ask for at least 2 paragraphs of writing about your theory and a specific citation from the work. Topics we receive a large number of submissions about will be subject to higher quality standards than other posts. We also do not take too kindly to reposts or stolen content either, if you have copied and pasted a theory or article from elsewhere, you must make it abundantly clear that the idea belongs to someone else and give full credit. Low effort posts include submissions that are just a title, posts that are joke/meme related or those with no evidence in them. Whether it's the name of the movie, show or video game, please tell us what you're talking about by putting the name in the title. Rule 5 - Add the media name to your title And for posts that are not marked with the spoiler flair, please use spoiler tags in the comment section: >!Spoiler Text Here!is a place for theories based on fictional pieces of media such as, but not limited to, TV shows, movies, and games. Rule 3 - Theories must be about creative works It's okay to dislike a theory but it's not okay to dislike a person because they don't agree with you, so please treat people with respect.įor more information, please read our in-depth policy on this rule.Įvidence makes for a good theory, this will be judged at the discretion of the mods. ![]() ![]() ![]() Advanced Keymapping lets you game with your mouse, keyboard, or gamepad for unparalleled precision and responsiveness.Īutomate repetitive combos and tasks with Macros. Don’t put your victory at risk by gaming with clunky touch controls. Take your gaming skills to the next level with a host of jaw-dropping features, like Real-time Translation, support for Macros and Scripts, and GPU Acceleration.Ī single mistimed action can mean instant defeat. Learn how to download and play APK Games on your PC or MAC.īluestacks is a groundbreaking app player that lets you enjoy the hottest Android games and apps on your computer or laptop. You can also Play PUBG MOBILE in your browser on your PC or mobile without downloading. But while regular ammo can’t hurt you, stay away from pans!ĭominate the online arena when you play PUBG MOBILE on PC with BlueStacks. Insectoid Mode shrinks you down to see the world from a new perspective. Kong into your favorite PUBG MOBILE maps. PUBG MOBILE has arrived! This season introduces the Titan Strike and Insectoid game modes, a new vehicle, and a special Over The Shoulder aim mode for high-accuracy shooting while you move!ĭid you think fighting off other players for your chicken dinner was hard enough? Well, your problems just got a whole lot bigger! Titan Strike brings the epic clashes of Godzilla vs. Explore the games, including Payload, Squad-based Battle Royale, and exciting Team Deathmatch and Zombie Modes. Welcome to PUBG MOBILE, the official PLAYER UNKNOWN BATTLEGROUND’S made especially for Android and iOS! Drop onto a deserted island filled with the best gear and weapons and do whatever it takes to survive in massive battle royale matches with up to 100 players. BlueStacks app player is the best platform to play this Android game on your PC or Mac for an immersive gaming experience. PUBG MOBILE is an Action game published by Level Infinite. ![]() Within 45 days of receipt, FEMA will advise the lender and borrower of one of the following by letter: A separate request with all required data and fee must be submitted for each individual structure requiring a review by FEMA.įor information about submitting a request, call a Map Specialist in the FEMA Mapping and Insurance eXchange (FMIX) at 1-87 or mail the request to:Īlexandria, VA 22304-6426 Attn.: LODR Manager What is FEMA’s Response to Such Requests?.Data and fee received bearing a postmark later than 45 days following lender notification will be returned to the sender without review by FEMA. Requests MUST be postmarked no later than 45 days following the date the lender notified the borrower that the property is in a Special Flood Hazard Area.funds, made payable to "National Flood Insurance Program." $80 payment by check or money order, in U.S.A letter to FEMA requesting a review of the lender's determination, signed by the borrower and the lender.A copy of all material used by the lender to make the flood hazard determination (FEMA must confirm the location of the structure on the FIRM by examining the data source used to make the determination).A copy of the effective Flood Insurance Rate Map panel for the community in which the structure is located, marked to show the location of the structure or manufactured home.A copy of the dated notification to the borrower from the lender that the property is in a Special Flood Hazard Area.A copy of the completed Standard Flood Hazard Determination Form (SFHDF). ![]() It considers only the location of the structure relative to the Special Flood Hazard Area shown on the effective Flood Insurance Rate Map. The Flood Hazard Determination Review process does not consider the elevation of the structure above the flood level. If it is determined through the review process that the structure is not located in a Special Flood Hazard Area, and if the lender waives the flood insurance purchase requirement, a premium refund for the current policy term may be obtained if no claim on the policy has been made. If the request for review is related to a loan and the loan closing occurs before the end of the 45-day response time, the purchase of flood insurance is required. FEMA will make its determination within 45 days of receipt of all necessary data. However, lenders retain the prerogative to require flood insurance absent the federal requirement, but as a regulatory safety and soundness measure.īorrowers who have reason to dispute the flood hazard determination presented by a lender may request, jointly with the lender, for FEMA to review that determination. A successful LODR releases the lender from the statutory obligation to require the purchase of flood insurance and identifies the building in a low-to moderate flood risk area. The LODR review process enables FEMA to verify whether the building’s location was correctly identified on the applicable Flood Insurance Rate Map (FIRM). The request can be made to FEMA, at a current cost of $80, jointly by a lender and borrower within 45 days of the notice to the borrower the building is located within the Special Flood Hazard Area (SFHA) by the lender. A Letter of Determination Review (LODR) is an option available to a property owner to appeal a lender's flood zone determination. ![]() Retroviruses work like this, so were the first choice for the initial gene therapy trials. ![]() Viruses are the obvious choice as they survive and spread by inserting their genes into the host’s genome. But the reality is more complicated, because you need something to integrate the gene into the patient’s DNA and persuade the cells to read it. The concept of gene therapy is simple: insert a working gene into a person with a faulty version, and its product should overcome the defect. ∺ll of the hard work has come to a point where gene therapy could become routine medicine “All of the hard work has come to a point where gene therapy could become a more routine modality of medicine.” “At last, the successes are beginning to be more than the failures,” says Inder Verma at the Salk Institute in La Jolla, California. Her white blood cell count has doubled and today she has the immune system of a normal newborn baby But by August her white blood cell count had nearly doubled, and today she has the immune system of a healthy newborn baby. ![]() That was in April, and she wasn’t expected to show much of an improvement before December. Stem cells were harvested from Nina’s bone marrow and given a working version of the ADA gene, before being injected back in. In its absence the toxin builds up, killing the cells that fight infections. This enzyme usually dispatches a toxic molecule from white blood cells. Three further children – including Nina – have been treated since then, and they too are showing signs of a full recovery.Īll five had a form of the disorder called ADA-SCID, caused by a faulty gene for adenosine deaminase. The children’s immune systems have continued to improve since receiving the treatment, says Bobby Gaspar of Great Ormond Street Hospital in London, who led the trial. Preliminary results for the first two children to receive the improved SCID gene therapy – 18 months ago – were presented at the European Society of Gene and Cell Therapy conference in Madrid, Spain, last week. Gene therapy has come a long way since, and Nina’s case, along with others, mark a turning point: researchers seem to have found a safer way of manipulating our genes. It was the start of a rocky road (see “ Trials and tribulations of gene therapy“). An 18-year-old also died following a reaction to a virus used in gene therapy for a liver condition. But in subsequent trials, four young patients were diagnosed with leukaemia two years after receiving a similar treatment. A virus was used to replace a faulty gene with a healthy one. SCID was the first condition to be treated with gene therapy more than 20 years ago. She has gene therapy – and its latest improvements – to thank for it. “The doctors said ‘you need to prepare yourself for the fact that Nina probably isn’t going to survive’,” says Graeme.Ī year-and-a-half later, Nina is a happy little girl with a functioning immune system. It is also known as “bubble boy” disease, since people affected have to live in a sterile environment. She had been born without an immune system due to a genetic defect. It turned out Nina had a condition called severe combined immunodeficiency (SCID). ![]() To deposit money into the account of an inmate in Multnomah County, follow these instructions: How to Deposit Money into an Inmate's Account in Multnomah County Detention Center It is best to never discuss sensitive information regarding your inmate's pending case. NOTE: All visits are recorded and whatever you say and do will be monitored. To get more complete instructions, and understand visit lengths, times, locations, fees and all the other rules including children, dress codes and more, check out or Visit Inmate Page.
![]() ![]() It sounds like The New York Times could eventually put Wordle behind a paywall. Wardle claims New York Times Games played a part in the October 2021 creation of Wordle, adding that "this step feels very natural to me." "New York Times Games are a key part of that strategy." "The Times remains focused on becoming the essential subscription for every English-speaking person seeking to understand and engage with the world," its article on the deal said. While The New York Times is primarily a news publication, it has expanded into casual gaming in recent years. Image used with permission by copyright holder Wordle is simple, engaging, and easy to share on social media. The New York Times did not share the specific price of the acquisition, but did say in its announcement that it paid creator Josh Wardle an amount "in the low seven figures." That's a much smaller figure than Sony's acquisition, but Wordle likely reaches a lot more people than even Destiny 2 currently does. It was the second significant gaming-related acquisition of the day, following Sony's $3.6 billion acquisition of Destiny developer Bungie. Wordle, a popular word-based puzzle game that's dominated social media feeds in recent months, was acquired by The New York Times Company on January 31. New York Times’ new WordleBot tool will sharpen your Wordle skills ![]() Wordle is getting its own board game adaptation from Hasbro Wordle is now playable on New York Times Crossword app Move over, Wordle: The New York Times has a new puzzle game Wordle Today: Wordle answer and hints for January 25 If you couldn’t solve today’s puzzle, be sure to check back in tomorrow. Words Beginning With Body Parts – Handsome, Hippo, Legend, LipidĬonnections grids vary widely and change every day.Impose, As A Penalty – Assess, Charge, Fine, Levy.Pictograph – Character, Glyph, Icon, Symbol.If you just want to see today’s Connections answer, we’ve got you covered below: New York Times Today’s Connections answers Words Beginning With Body Parts – Handsome.If you need more assistance, we’ll also give you one word from each group below. We can help you solve today’s Connection by telling you the four themes. You only have four mistakes available until the game ends. Guess incorrectly and it’ll count as a mistake. If you’re correct, the four words will be removed from the grid and the theme connecting them will be revealed. The yellow group is the easiest to figure out, followed by the green, blue, and purple groups. You’re able to shuffle the grid of words and rearrange them to help better see the potential connections.Įach group is color-coded. There are generally words that seem like they could fit multiple themes, but there’s only one 100% correct answer. Wordle destroyed my marriage for 20 minutes Wordle’s wild year: New York Times breaks down the phenomenon’s big 2022 If you love Wordle and Connections, Puzzmo may be your next daily obsession ![]() ![]() Good news, I think! Given these two types of credit memos QB can print, I think now QB handles the required cases and workarounds won't usually be needed. ![]() RE: This is a perfect example of when a credit memo can, and should, be issued regardless of QB's limitations. Under Transaction Type drop-down ( ), choose Credit Memo. In the filter search box, type, and select Transaction Type. Its accounting impact is the opposite of an Invoice and it can be applied to an invoice to reduce its balance like a customer payment received can be. On the drop-down ( ) list, click Customers & Receivables and choose Transaction List by Customer. Youll have to simply create a credit memo by selecting the item manually, and then apply it to the invoice associated with a billable expense. It also functions as the way to record returns or other allowances against prior sales - where the customer may or may not have made any payments on account and may or may not have a credit balance. Ive got steps to ensure you can create a credit memo for a billable expense, k-handler. Do you track Sales Tax for your businessIt’s better to use a Credit Memo than to just void an unpaid invoice.Learn why it is important to use a Credit Memo. In QuickBooks, a credit memo transaction does more than that - than just notify or an account credit balance. but all a credit memo does is just document that the buyer has a credit balance (regardless of why they have it) with a seller and that they can use that credit memo to reduce the amount due to the seller. Well, I have an accounting degree and have been working in the small business world for a few decades. Create and Apply Credit Memos or Delayed Credits in QuickBooks Online Step 1: Tap on the Plus (+) icon and choose Credit Memo Step 2: Select the customers. RE: I'm not sure the extent of your accounting background. You've clarified the need for such a feature. This is probably why Intuit recently added the ability to print this type of "credit memo" from a payment that is only partially applied. Specifically, it results from an unapplied payment amount. But like a QuickBooks statement, it doesn't exist as an accounting transaction. It's literally a "memo" (a notice) to the customer, that they have an unapplied balance. If you are a business owner or accountant using QuickBooks Online, you may need to apply a credit memo to an invoice in order to adjust the amount due on an. However the type of thing the OP needed is different sort of "credit memo" than I was thinking about. Credit memo should be issued in this case - they have a credit balance - that's all that is needed to issue a credit memo. ![]() ![]() ![]() Once you’ve popped the tiles, labeled the die, and set up in your preferred Monopoly set up – who gets to distribute the cards, who has control of the money – you can set up some of the specifics. At which point, if you are like me, you will need to stop setup, hop on Etsy and look at all the variants of blank dice that can be purchased, be still my beating heart. This game took it to a new level with a Boost die that you had to add the labels to. I always keep the frames, but have yet to actually do something with them. There’s just something so cathartic about it. The setup of Monopoly Gamer Sonic the Hedgehog has one of my favorite things about cracking open a new board game: popping out the cardboard tiles. Early on in our first play of the game my eight year old proclaimed “Don’t you think Monopoly Gamer is a lot more cooler than regular Monopoly.”ĩ0 cardboard rings (consisting of 50 golden rings and 40 five point rings) Less about buying and building, more about rings and boss fights. However, outside the aesthetics of the board, Monopoly Gamer Sonic the Hedgehog is not much like the Monopoly we all grew up with. Ostensibly, this is the Sonic edition of the beloved family game. What Is Monopoly Gamer Sonic The Hedgehog? After all, in my youth I was a Game Gear kid. So I had high hopes for Monopoly Gamer Sonic The Hedgehog. The mechanic is so different from regular monopoly that it has a completely different feel to it. For Christmas last year my son received Monopoly Gamer Mario Kart, which my husband refuses to play, but the rest of us thoroughly enjoy. I grew up on the game, not discovering Euro-games until I was married, and so have an affection for it. We have a love-hate relationship with Monopoly in our household but Monopoly Gamer: Sonic the Hedgehog is upsetting the equilibrium. ![]() Private flood insurance plans have higher coverage limits than NFIP plans. Get Personalized Home Insurance Quotes Here River or stream flood hazard areas with a 1% or greater chance of shallow flooding each year, usually in the form of sheet flow, with an average depth ranging from 1 to 3 ft.Ĭoastal flooding and storm surge from hurricanes. Zones A1-30 have base elevation flooding. Zones A, AE (A1-A30), AR, A99 have undefined sources of flooding. Levee-protected locations with low flood risk. Moderate 0.2% - 1% annual risk of a flood. ![]() Levee-protected areas with shallow flooding. ![]() One study found that people save 20 - 40% on their flood insurance plans when they purchase them from a private flood carrier.įind Affordable Homeowners Insurance Rates What Do Flood Zones Mean in Terms of Risk? Additionally, NFIP flood policies only cover building and contents up to the coverage limits. When flooding occurs before coverage starts, the flood policy won't cover property damages. Their policies don't cover property losses if only one home or property is affected by floodwaters.įEMA also imposes a strict 30-day waiting period for all NFIP policies. FEMA defines a flood as a partial or complete inundation of two (or more) acres or two (or more) properties (one which a policyholder owns). NFIP policies only pay for damages when situations meet FEMA's flood definition. Private Flood Insurance for Flood Zone AE Here are NFIP base premiums for combinations of Contents Coverage and Building Coverage in Special Flood Hazard Areas, like Flood Zone AE. The average price for flood insurance in Flood Zone AE is $1,025. How much is flood insurance in Flood Zone AE? Other variables include your home's foundation and elevation, as well as your area's BFE, flood frequency and risks. Under FEMA's new Rating Risk 2.0 System, flood carriers use zones as one of several factors to determine flood insurance premiums. However, it does affect your flood premiums. Your flood zone doesn't affect your home insurance rates. Home insurers consider factors, such as a home's age, construction and square footage when calculating homeowners premiums. How do flood zones affect home insurance costs? Retrieve National Flood Hazard Layer (NFHL) data using FEMA's GeoPortal. You can get data about your property's risk in the following ways:Īsk for a copy of your property's FIRM panel from your local planning and zoning office.ĭownload a copy from FEMA's Flood Map Service Center. Is my house in Flood Zone AE?įEMA's Flood Insurance Rate Map (FIRM) can identify your home's specific flood risk and includes your community's premium zones and SFHAs. Zone AE businesses and homeowners who have federally backed mortgages are also required to get flood coverage. Get Personalized Home Insurance Quotes Here Insuring Flood Zone AE Are homes in Flood Zone AE required to have flood insurance?īy federal law, Zone AE homeowners must buy flood insurance because of the high flood risk. ECs can be used for flood insurance discounts. The structures' lowest level must meet or exceed the BFE.Įnclosed areas (below the BFE) can't be used as living spaces.Įlectrical, plumbing and HVAC systems must be above the BFE.įEMA issues Elevation Certificates that indicate structures meet its standards. ![]() Locations with high BFEs have greater flood risks and pay higher flood insurance premiums.Īdditionally, Flood Zone AE structures must adhere to the following codes by U.S. BFEs are the heights floodwaters may reach during base flood periods. This 1% probability is FEMA's base flood or 100-year flood value.įEMA also assigns a base flood elevation (BFE) to Zone AE areas. Zone AE is a Special Flood Hazard Area (SFHA), which has a 1% annual flood risk, or a 26% chance of flooding during a 30-year mortgage. Zone AE replaces Zones A1-A30 on FEMA's new Flood Insurance Rate Map (FIRM) format.įlood Zone AE locations have a high flooding risk. Flood Zone AE are low-lying areas that have a high risk, because of their proximity to floodplains, rivers and lakes. The Federal Emergency Management Agency developed flood zones to determine each community's flood risks. |
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